Making your money go further
- Make a Budget!
Save money on Food Shopping
- Money Saving Websites
- Help with Childcare
Save money by Switching Energy Supplier
Social Tariffs for Gas & Electricity
- Social Tariffs for Water
Saving money on your Phones
Don't get fined for not having a TV Licence!
Saving money on your Insurance
Saving money on your Petrol
Buying Electrical and other goods
- Taking in a Lodger
or a Student
- Save Money on Days Out
1. Make a Budget!
To make your money go further then you need to know:-
(a) how much you have coming in
(b) how much you spend, and on what, and therefore
(c) how much you have left over for your other priorities.
This means making a budget, to put you in total control of your
finances - there are numerous aids for making a budget, including the following:-
Your budget should distinguish between:-
- essential expenditure - rent/mortgage, insurance, gas &
electricity, water, council tax, etc
- 'discretionary' expenditure - where you choose how much you
spend on your phone, travel (including all aspects of running a
car), housekeeping, etc
- other discretionary expenditure - which includes all your
day-to-day incidentals. If you buy a Starbucks coffee and pastry
every day on your way to the office or you buy a sandwich
and bottle of fizzy drink at lunchtime, this would be covered here.
You'll probably find that you don't know where all your money
goes day by day (especially your Starbucks coffee and pastry), so
try this form for a month to record your spending. Your coffee
and pastry is likely to cost at least £4.00 every day, and over a year this
would total to £1000 - if you're on a limited budget think
what you might spend this on as an alternative - a nice holiday, new
kitchen or leisure appliances, etc. Even popping out to the
supermarket for a £1.99 sandwich and a £0.99 bottle of drink
will cost approximately £2.40/day more than a
made-at-home sandwich plus a can of drink from a multipack,
nearly £600 a year more.
However Use this form
to record your spending on a weekly basis, e.g. where you
need to know how often you top up your gas card or electricity key.
2. Save money on Food Shopping
You may be able to make your money go further at the supermarket and
other places where you do your food shopping with the ideas on the
Saving on your food bills
page, where we claim that it should be possible
to feed a family of 4 for less than £100 per week.
3. Quit Smoking!
Smoking harms your finances just as much as it harms your health.
According to ONS statistics an average smoker consumes approximately 14 cigarettes every day,
at a cost of over £5.00 (1Ĺ packs) which amounts to nearly £35 per week -
just think what that would buy instead, in the supermarket every week!
Cigarettes contain the drug nicotine which has a very pleasant side-effect where you
feel you're coping with life even when possibly you're not. The dark side however is that
cigarette manufacturers are allowed to include any number of
up to 600 additives (many of which are toxic and can cause cancer) to improve the flavour and
increase the addictiveness of cigarettes - tobacco companies want you to stay addicted to
safeguard their revenues.
Scientists have calculated that every cigarette you smoke shortens your life by 11 minutes. For
an average smoker that's 18 hours EVERY WEEK that one day you'll not spend with your loved
ones. It's not surprising that
nearly two-thirds of smokers would prefer to quit - if they
could. Because cigarettes are so addictive and
the withdrawal symptoms so unpleasant, most people need help to quit.
That's where your GP can help - most doctors surgeries have a Quit Clinic
where they can prescribe free nicotine patches, and other helps and
encouragements to help you kick the habit. See
BBC News Article for ideas on how to give
So if you smoke, DON'T DELAY - make an
appointment TODAY to speak to your doctor about
Other sources of help:-
4. Money Saving Websites
There are many excellent websites which offer ideas for saving
money. Many people's favourite is Martin Lewis'
Money Saving Expert, which has downloadable guides that are both
knowledgeable and comprehensive. There is also a
weekly email you can sign up to, to keep abreast of developments that affect your money.
Another useful website is
'Frugal Living in the UK', which offers suggestions on food &
recipes, general tips around the house, days out, finance etc.
Mad About Bargains is also worth a visit. An excellent website
for saving money on food is
Food Hate Waste. If you look through these websites carefully you are almost sure to
save some money somewhere.
5. Help with Childcare
FREE Early years education places
- every 3- and 4-year-old
and some 2-year-olds in England is eligible for a
free part-time early education place.
This means that from the term following the
child's 3rd birthday, they are entitled to at
least 15 hours/week, for 38 weeks of the
year. You can usually use your place over 3
days/week for 5 hours/day, or over 5 days/week
for 3 hours/day. The places are provided through OFSTED-registered
childcare providers that are approved to provide
early education in England. This includes: Sure
Start and other children's centres, day
nurseries, pre-schools/playgroups, nursery
schools and classes and childminders. From
September 2013 some 2-year-olds will also be
you're paying for childcare, you may be able to
swap it for this free provision.
The Government has announced plans to raise
free nursery entitlement to 30 hours per week
from September 2017, but not everyone will get
the extended entitlement - both parents will
need to working the equivalent of at least 16
hours per week at the national minimum wage, and
less than £100,000 a year.
For more information about free early
education in your area, visit the
Free Childcare and
Childcare Advice Line pages on the Kent County Council
Tax Credit - if you're a single parent working 16+
hours/week or a couple where both work 16+ hours/week (or one partner is incapacitated) you
could be eligible for up to 70% of the childcare costs youíre currently paying, to a maximum of
£175/week for 1 child and £300/week for 2+ children - this is paid as part of Working
Tax Credit. The upper limit for combined earnings works out to be around £41,000 per
year, so it may be worth investigating this further - you could try the Tax Credits Helpline
on 0345 300 3900. Help with childcare extends to children aged up to 15
(or 16 if disabled).
If your childcare costs are paid to a childminder, creche, nursery or preschool etc
then they must be registered with the Local Authority for
the costs to be eligible. The Local
Authority (e.g. Kent County Council) operate a
Childcare Advice Line on their website for you to find or check appropriate childcare.
Family and Childcare Trust have excellent
information on their website.
Most after-school clubs are also included for older children,
in some cases even during school
Tax-free payment of Childcare through Vouchers -
many employers offer Childcare Vouchers, such that you 'sacrifice' an amount of
your wages or salary (up to a max of £243 a
month per parent) and get the same amount back
in vouchers free of
Tax and NI. The Vouchers must be 'spent' with a registered childminder, pre-school,
out-of-school club etc, and apply to children up
to the age of 15 (or 16 if disabled). But make
sure you look at Tax Credits BEFORE Childcare
Vouchers as the savings are greater.
There is an excellent guide on Martin Lewis'
6. Save money by Switching Energy Supplier
Your gas and electricity are brought to you in a continuous and
(normally) uninterrupted supply by the network operator
However your energy supplier (British Gas, EDF, etc) then meters
how much energy you have used and bills you for it.
Therefore your uninterrupted energy supply should never be at risk when you change energy
supplier - there is no disconnection/reconnection involved,
normally all it takes is a phone call to the new energy supplier to set up the new
billing, and they take care of the transfer.
Therefore you may be able to save money by switching to another
supplier, especially if you have never switched before. HOWEVER the six
major energy suppliers increase their prices once or twice a year, so
you have to choose the time of year carefully when they have all just increased
prices to compare like with like - this is often in the Autumn. So
December-March is a normally good time to make the comparisons. For wise
information about switching energy suppliers, visit Martin Lewis'
For comparison all you need is your present Energy Cost in ££s or Usage in kWh
(your estimated annual usage should now be displayed on your fuel bill)
for gas and electricity, then check out the following websites:-
Each of these websites gives you an incentive (up to £40) to have
them complete the switching for you (which you receive approx
6-12 weeks after switching).
People with Prepayment Meters (Gas: card meter, Electricity:
key meter) have a right to ask for a credit meter, which is generally
approx £300 per year cheaper (British Gas apparently do not charge for
this, Npower and EDF might not charge), OR they can also use the switching
websites above to find a cheaper supplier of prepayment fuel, where they
do not have arrears above £500. For more information visit Martin Lewis'
Generally with fuel, always provide meter readings when
requested, this avoids estimated readings which can be wildly under-
or over-estimates and play havoc with your fuel bills and budgeting.
7. Social Tariffs for Gas & Electricity
All the major energy suppliers allow for a
Social (subsidised) tariff for people on low incomes, especially those
with a disability, long term illness, those receiving Pension Credit or
those with young children.
Eventually all of the energy suppliers will adopt the
Warm Home Discount Scheme which provides £140
rebate on winter electricity bills.
People with Prepayment Meters are also included. British Gas, EDF,
E-ON, NPower, SSE (Atlantic, Scottish Hydro, Southern Electric, SSE, SWALEC)
and Scottish Power all now offer this scheme.
The major energy suppliers have their own eligibility criteria and have a
limit on the number of customers who can benefit, but typically they
include the following:-
- people receiving Pension Credit, Child Tax Credit up to £16,190
a year, or means-tested benefits such as income-related ESA, JSA or
- vulnerable customers (e.g. those with mental or physical disability or
illness, those with children aged 5 years or under, those aged 60 or
over, etc) where the household annual income is less than £16,190
- low income households where the annual income is less than £16,190
AND they spend 10% or more of this income on fuel
For further information visit the
Direct Gov website and/or visit the Turn2Us (charity) 'Fuel Poverty' website which gives further advice if you
spend more than 10% of your household income on fuel.
8. Social Tariffs for Water
Most of the major water companies, including
South East Water and
Southern Water, operate the WaterSure scheme for low income
households where there is a water meter - the annual cost is capped
at the level of an 'average' bill (approx £149 for South East
Water, plus £267 for Southern Water waste water disposal).
To be eligible the following conditions must be met:-
- water meter as above
- qualifying benefit - Pension Credit, Child Tax Credit /
Working Tax Credit, or means-tested benefits such as
income-related ESA, (usually not JSA), Income Support,
Housing Benefit, Council Tax Benefit, etc
- three or more children under the age of 19 and in
full-time education living in the property, OR
- a medical condition which requires significant
additional use of water (from a specified list) that can
be supported with a doctor's certificate
For further information visit the
Ofwat website and the
Direct Gov website.
9. Saving money on your Phones
Generally a land line is much cheaper for making calls, if you have
one - the standard rate for a local call is
around 9p/min, much cheaper
than most mobiles. There is also a Social Tariff offered by BT,
BT Basic. With this you pay
around £4.50 per month which includes a call
allowance of around £1.50 (includes international calls but excludes 0870,
0845, calls to mobiles and Internet) - if you go over your limit you pay
at the rate of 10.7 p/min, however you can find out how much you
have spent to date by dialling a specific number which is available 24/7.
You can usually get BT Basic if you are claiming one of the following
- Income Support
- Income-based Jobseekerís Allowance
- Pension Credit (Guaranteed Credit)
- Employment and Support Allowance (income related)
Otherwise you can cap your monthly phone costs with a package that includes (a) Line
Rental (b) Anytime Calls and (c) Unlimited Broadband. With the cost of technology dropping all the time,
look out for special offer deals - at February 2014 the going rate is now under £25.00 per month
for a 1-year deal (you'll normally have to search out a new deal every year). For more details see
Martin Lewis' website. However check out the following providers
(if you have to input your postcode and/or phone
number they don't normally bother you):-
BT Unlimited Anytime calls excludes calls to mobiles, international calls, 0844 etc) plus
line rental. Many other providers offer a similar deal (see
comparison websites below for details).
As with domestic energy you can compare and switch your land line
provider - there are excellent comparison websites at
If you make a lot of calls to mobile phones from your land line,
it's possible to cut costs by using a provider with an 0844
number prefix (the cheapest charges 3.06 p/min) before you dial the
mobile number, OR you open an account and dial (for example)
For full details see Martin Lewis'
UK Call Checker.
is also worth a look.
With your mobile phone, Channel 4's
Superscrimpers estimates that a massive 76% of mobile phone
users are on the wrong tariff, i.e. are paying more than they need
for the services they use. To get the best deal you need to
look through your last 3-6 months bills (your current provider can
also tell you) to determine the following information:-
- number of minutes and texts you need
- Internet data allowance - 1 GB max, but possibly you might
only need 250 MB for Facebook, Twitter, email etc
- proportion of calls made off-peak
- are most of your calls to 1 person? (there could be a special offer)
- do you want a package (phone + calls) or SIM-only where you
provide your own phone?
Then plug your details into
MoneySupermarket.com (both claim to compare over 1 million deals),
and look at the deals that emerge from the calculation.
When your mobile phone contract comes up for renewal make
sure you don't just renew it - do your homework as above to find the
cheapest deal, then phone your current provider and haggle!
Various commentators estimate the success of getting a much cheaper
deal even with your current provider to be over 70% success. Martin
Lewis has an
excellent page on the MoneySavingExpert website to help you do this.
However whether you use a landline or a mobile you can make
further savings by:-
- avoiding expensive numbers beginning with 0870,
0845 and especially 0871 and 0844
- for Directory Enquiries, using the Internet
instead of 118 services
Even if you have an 'inclusive landline calls' phone package, then
it is not always the case that 0845 and 0870 calls are all included in your 'free minutes' allocation
- it is almost certain that the even more expensive 0844
and 0871 calls will not be included.
According to the BT Price List at August 2012 0871
calls cost up to 23.31 p/min for the first minute (10.21 p/min
thereafter) and 0844 calls up to 13.1 p/min for the first
minute (7.0 p/min thereafter).
The website SayNoTo0870
has a searchable database of national numbers
(including many Freephone numbers) that you can call instead of
the 0870, 0845, 0871, 0844 numbers - however you need be careful to
ensure you've connected successfully to the intended number as
this website is unregulated and some numbers could be scammers.
Alternatively if you look very carefully at the
company literature (letter etc) of any firm you are calling you
may see the phone number for 'Calling from Abroad' which
shows the first digits as +44 for which you substitute '0'
(zero) - this costs the same as any 01, 02 or 03 type call.
For Directory Enquiries BT's 118 500 costs a whopping
for the first minute, and 118 118 costs a minimum of £6.98. So
instead go to the
The BT Phonebook website home page where
you'll find a searchable directory enquiries section for both
Residential and Business numbers. Or use the
website for business numbers. If you don't have access to
the Internet you might be able to 'phone a friend' who has
access or pop down to the local library for help.
10. Don't get fined for not having a TV Licence!
You need to be covered by a
TV Licence to watch or record live TV
programmes on any channel, or download or
watch BBC programmes on iPlayer.
This could be on any device, including a TV,
desktop computer, laptop, mobile phone,
tablet, games console, digital box or DVD/VHS
recorder. If you do any of the above without a
valid licence, you risk prosecution and a
maximum penalty of up to £1,000 plus any legal
costs and/or compensation you may be ordered to
pay. You will also still have to buy a TV
Licence if you need one.
To find out more, go to
One simple question makes it easy to know if
you need a TV Licence: Am I watching or
recording live TV on any device? Live
TV means any programme you watch at the
same time as itís being shown on a TV channel or
an online TV service. This applies to all
channels (including the +1 channels) on any main
TV device including Freeview, Virgin or Sky.
You'll also need a TV licence if you
record live TV at the time of broadcast
using a digital recorder, Sky+ box or TiVo, or
VHS recorder. This is because you're recording
them as they are being shown on a TV
channel. It doesn't matter when you
watch them, or how they were recorded - you
still need a licence.
If you watch or record live TV on a
subscription channel such as Amazon
Instant Video and Now TV, then you need a TV
If you watch live TV from a channel that
isn't broadcast in the UK (including those
picked up via satellite or online), then you
need a TV licence Ė this is regardless of the
country of origin or the language of the
If you have two homes (e.g. main residence
and a holiday home or caravan with mains supply)
and you watch live TV at either location
you need a TV Licence for each location. However
some portable devices can be powered solely by
their own internal batteries, and your home TV
Licence should cover you to use these to watch
live TV away from home. However, as soon as you
plug one of these devices into the mains and use
it to watch live TV away from home, you need to
be covered by a separate TV Licence at that
If you are a student
and you only ever use devices that are powered
solely by their own internal batteries, and
aren't plugged into an aerial or the mains then
you are covered by your parents' TV Licence.
This means you are OK to use BBC iPlayer
and/or watch live television on a tablet,
smartphone or laptop that's not charging at the
time, without having to pay for your own licence
(as long as that's your usual place of residence
outside term time). More details from Martin
If you never watch or record live TV,
you donít need a TV Licence.
HOWEVER from 1st
September 2016 you need to be covered by a
TV Licence to download or watch BBC programmes
on demand, including catch up TV on BBC iPlayer.
This applies to any device and provider you use
more details here
If you only ever
watch other on-demand programmes, you donít need a TV
Licence. On-demand includes catch-up TV (e.g.
4 On Demand,
My5 etc), streaming or downloading
programmes after theyíve been shown on live TV,
or programmes available online before being
shown on live TV.
If you have a TV but only use it to watch
DVDs or for gaming, you don't need a
licence. Many people wrongly believe you need a
TV licence if you have the ability to
watch live TV, even if you don't watch it. You
only need a licence if you actually watch
You donít need a Licence to listen to the
radio (including BBC stations) Ė this
applies however you listen, even if you listen
using the TV!
If you donít need a TV Licence you need to
inform TV Licensing by completing the No Licence
- If you already have a licence, you will
cancel your licence before you complete
your No Licence Needed Declaration
- You can declare that you donít need a TV
- TV Licensing will then send you
confirmation of your No Licence Needed
- It is TV Licensing's policy to visit
some addresses randomly to check that the
occupants don't need a TV Licence - this is
because almost one in five people actually
do need one
- You can read and download TV Licensingís
No Licence Needed policy
Concessions on TV Licences
Are you, or is someone you live with:-
How can I buy a TV Licence?
There are lots of different ways to
buy a TV Licence. Whether thatís through
weekly cash payments, using your nearest
PayPoint outlet, spreading the cost with
monthly, quarterly or yearly direct debit,
credit/debit card or by post Ė just choose the
one that suits you best.
For more information on the ways to pay, go
11. Saving money on your Insurance
This applies to:-
- Car Insurance
- Household Insurance (Buildings and/or Contents)
- Car Breakdown Insurance
- Travel insurance
The days appear to have gone when you could rely on your Insurer to
renew your policy at the best price. Nowadays, it seems, insurance
companies prefer to increase renewal charges steeply for existing
(loyal, known) customers, and give large discounts (typically 40%) to
new customers they know nothing about. So never just renew your
policy, do your homework first.
Some months before your policy expires, make a note on the calendar
at least 2 weeks before the expiry to start shopping around. Firstly
get an online quote from your current insurer - even call
centre agents now admit it's usually cheaper to cancel
your current policy and take out a new one with the same
insurer than to renew. Some firms such as Saga try to block you
from doing this by recognising your address, so you may have to use your next-door
neighbour's address to do this. Then go to the comparison websites,
tweaking the options to ensure you're comparing every detail of cover
with your present policy:-
Then armed with this information, phone your current insurer
and try to get them to match the price comparison prices or online
prices, OR if they won't budge, change insurer. Then you'll need to
do this all over again next year...
Young drivers can make considerable savings by adding
one or more experienced drivers to their policy
(but should NOT try to get insured in Dad's name with
Dad as the main driver, as this will not
be valid insurance, and is illegal).
12. Saving money on your Petrol
Martin Lewis has an
excellent page on the MoneySavingExpert website for cutting your fuel
costs. Firstly there is the challenge of keeping your car as
fuel-efficient as possible, then driving for fuel-efficiency - it
may be fun to drive fast, BUT it's also expensive!
Then find the cheapest places for fuel at
- simply input your postcode, and the cheapest filling stations are
5, 10, 15 or 20 miles away from your base. To get the best
out the website it's best to sign up for free, and perhaps even sign
up for their regular alerts by daily, weekly or monthly emails.
13. Buying Electrical and other goods
You can buy goods (especially electrical / electronic) much more
cheaply on the Internet - two 'benchmark' reference websites that
can give you a good idea of the amount to pay are
for almost everything) and
Google Shopping (white-on-black toolbar on Google home page,
click on More, then on the drop-down menu click on
Shopping, then rank on price-ascending).
Martin Lewis has the
shopping robot on his website which is claimed to 'harness the web
to find the cheapest prices for goods online' amongst multiple
good for comparison, but never forget other retailers such as
and also supermarkets' offers (e.g.
which can work out cheaper especially if you have your goods delivered to store.
14. Taking in a Lodger or a Student
One of the ideas often put forward to people struggling with their
finances is to Take in a lodger. If this idea appeals, then you might then consider
putting an ad in the window at the local paper shop, or registering and placing an ad with
Gumtree or some similar website.
With Gumtree you'll need to click on Flats & Houses, For Rent,
Wanted, then key in your locality in the search box.
This link may work for Tonbridge.
However to have somebody living permanently may not
be the right
solution for you, so the next idea might be to take
in a student, in which case
StudentNoticeBoard could be helpful.
But even this might seem too permanent so you might consider
taking a foreign exchange student for limited periods only
- for this you could contact the local language schools (look in Yellow Pages/
Thompsons directories) and/or local secondary schools.
15. Save Money on Days Out
holidays can be an expensive time when children
get bored and the pressure is on for an
expensive day out at a theme park or trip to
London or wherever. However it need not be like
Martin Lewis has an EXCELLENT list of
possibilities that need not cost the earth.
- If you DO go to a theme park or other
attraction (Alton Towers, Chessington,
Thorpe Park, London Eye, Legoland, zoo etc) look
out for reductions beforehand. For example
with Chessington if you book 7 days before you can get 40%
off. Previously 2-for-1 vouchers were
available if you bought KitKat or certain
cereal packs or The Sun or National Rail or
you shopped at Currys & PC World, WH Smiths,
Tesco, Argos etc. Look at
Martin Lewis for the latest offers.
- Another way of saving on the entry to
theme parks and other attractions is to use
Tesco Club Card points or your
Free / inexpensive pastimes:-
- Walking - decide how far you want
to walk, then go to
Streetmap.co.uk, design your route and print
out an Ordnance Survey map to take with you.
walkingbritain.co.uk for ideas. Very healthy, lots of
fun, very cheap!
Geocaching - For a bit more than
just walking, Geocaching is a real-world,
outdoor treasure hunting game using
GPS-enabled devices - you may have this on
your mobile phone. Participants navigate to
a specific set of GPS coordinates and then
attempt to find the geocache (container)
hidden at that location.
- Have a picnic - go down the park
with friends, or have a picnic in the back
garden if it looks like rain!
- Treasure hunt - make up some
clues (with treats and/or prizes) and hide
them round the garden or local park
- Make you own tent or den in the
garden with some friends, and perhaps even
camp out for the night
- Make your own water park - get
some friends round and have fun in the
garden with the paddling pool, garden hose
or water sprinkler
- Crazy Golf in the garden - a Kids
Plastic Golf Club Set 3 Balls + Hole & Flag
costs under £5 from Amazon, so why not get
some pipes, trays, wood and various
containers and make up a crazy golf circuit
- Gardening together - dig and
prepare some soil in the garden, plant some
things and watch them grow!
- Make things - out of cereal boxes
and other materials.
Enchanted learning have a website full
of things that children can make using
ordinary household materials, as do
Woodland Trust Nature Detectives - also
check out their
downloadable activity sheets. Searching
in Google for 'things for kids to make'
brings back countless possibilities.
- Your local library or local council website
lists lots of free or cheap activities for
children to do over the summer holiday - a
favourite is storytime
- 50 things to do before you're 11ĺ
website - run by the National Trust contains
Parents area with suggestions for 50
Wacky Warehouse is part of the
Spirit Pub Company and has 74 venues
nationwide attached to family pubs, such as
Fayre & Square with soft play and activity
centres for children.
Free (or reduced price) sports coaching:-
Skills football coaching offers FREE
boys and girls aged 5-11 years of all abilities
during the school holidays at Skills Centres
throughout England. The sessions take place
during every school holiday except
Christmas, and are a great way for children to
try the programme for the first time, and
perhaps go on to the weekly after-school
Skills Centres. The Tesco Skills holiday
sessions last the duration of a morning or
afternoon and are completely FREE.
Tennis For Free is a charity working
with schools, tennis clubs and local
authorities throughout the UK to create
vibrant tennis communities utilising public
park court facilities FOR FREE. They
provide free equipment and a 2 year coaching
programme delivered in a fun and lively
environment by qualified coaches to
children, young people and adults of all
ages, standards and ability for 50 weeks of
the year. You can look on their
website for (a) free courts (b) free
Activate Sport also run Sport and
Activity Academies (Athletics, Tennis,
Cricket etc) and also Summer Camps for
children aged 5-12 at various (though
Free Museums and other places:-
Martin Lewis has a list of free museums
and art galleries
Nerdy Day Trips - keep zooming in on the
map for an amazing list of 'interesting'
places to visit
- Archaeology - check out
which boasts over 1000 archaeology-based
events across the UK - Displays/talks,
develop Archaeological skills, go on a
Guided walk or tour, Family-friendly
Hands-on activities, or visit an excavation
site. The website has a Postcode search so
that you can find local events.
Events, Cinema & Eating Out:-
- Ents 24 at
https://www.ents24.com/ provides details
of Music, Comedy, Theatre & Shows, Sport,
Cinema, Festivals and Days Out. You can
search by Postcode to find local events, and
under Feature on the left side of the
page you can select all the
- Free Events at
http://www.free-events.co.uk/ provides a
non-commercial listing of hundreds of
amazing events - Festivals, Carnivals,
Parades, Shows, Fireworks etc - many free.
Many make ideal family days out and holiday
ideas, whilst others are more adventurous,
colourful, exciting, and even eccentric or
quirky. Unfortunately the listing is
nation-wide and does not include a Postcode
search, but is still worth a visit.
- Cinema - also check out 2-for-1
offers if you're intending going to the
cinema. Or check out 'Senior Screen' at the
Odeon for 'mature guests' (no definition
given) for a film + free tea or coffee.
- Make sure you look out for offers where
kids eat free - simply search Google for
'kids eat free' or
items 48-52 for 'kids eat free' and see
where the special offers are.
- Family & Friends Railcard £30 per year -
Railcard.co.uk cuts a third off off-peak
- Megabus - from
Stagecoach can cut the cost of
inter-city coach travel
- Tesco Clubcard Rewards - you can use
these to buy train tickets
Two-week Adventure Holidays:-
National Citizen Service (NCS) - NCS is
a Government initiative open to all 16 & 17
year olds in England, that helps you build
your skills for work and life, while you
take on new challenges and meet new friends.
It runs in the spring, summer and autumn.
You'll have a short time away from home and
take part in a team project that will help
your community. It costs £50.
YHA also run Summer Camps but these are
rather more expensive (£375) although there
are a number of bursaries which give 40% off.
At West Kent Debt Advice we sincerely hope that these web
pages will help you save money, but this Disclaimer is to make it clear
that you use the information presented here at your own risk, and in
particular that (1) we cannot accept liability for any outcome arising
from the use of information presented here (2) with the links to other websites we cannot be
held responsible for their content (3) the information on these
pages does not in any way constitute financial advice Ė you must
always do your own research and make your own decisions about
anything affecting your finances.
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